Got Leased On?
Need Occ Acc Before Dispatch?
Occupational Accident Insurance built for 1099 owner-operators and independent drivers. Apply right from your phone in minutes — coverage in hours, not days.
START MY APPLICATION → 📞 Call or Text Greg: 815-341-4030No pressure. Just practical help from a guy with 38 years in trucking.
THE GREG’S GRIT MISSIONRestoring respect for America’s professional truck drivers. Occ Acc Direct is one more way we back the people who keep this country moving — with appreciation, practical support, and real conversations.
Why Drivers Get Occ Acc
When you’re a 1099 driver, nobody covers you but you. Occ Acc is the safety net built for how you actually work.
🏥 Helps Cover Medical Bills
Protection when owner-operators and independent drivers get hurt on the job — so a workplace injury doesn’t become a financial wreck.
💵 Income Protection if Hurt
Helps replace lost income when an injury keeps you off the road. The truck doesn’t earn when you can’t drive.
🚛 Built for 1099 Drivers
Designed specifically for owner-operators and independent contractors — with real-time, pay-as-you-go billing.
Occ Acc Is Not Workers’ Comp — Know Which One Covers You
A lot of drivers get this wrong, and it costs them. These are two legally distinct coverages for two different kinds of drivers. Your employment status decides — it’s not a choice between products.
W-2 Company Drivers → Workers’ Compensation
If you’re a W-2 employee, your employer provides state-mandated Workers’ Compensation. That’s the law, and it’s your employer’s responsibility — not something you buy.
1099 Independent Contractors → Occupational Accident Insurance
If you’re a 1099 owner-operator or independent contractor, Workers’ Comp doesn’t cover you. Occupational Accident Insurance is injury coverage built for independent drivers — medical bills, lost income, and the proof of coverage dispatch asks for.
Covered in 3 Steps
Need proof before dispatch? Here’s how fast this moves.
Start Your Account Application
Tap the button and set up your account right from your phone — company info, coverage start date, and your plan. Takes minutes, not paperwork.
Watch Your Email
You’ll receive two emails: the driver application — already pre-filled with your company and plan details, so everybody stays on the same page (just add the driver info; multiple drivers each complete their own) — and your payment link.
Get Your COI & Roll
Once the driver applications are in and payment is complete, you’ll receive your Certificate of Insurance (COI) — the proof of coverage dispatch is waiting for.
Why Drivers Work With Greg
I spent 7 years behind the wheel and the last 38 years helping truck drivers, owner-operators, fleets, and trucking companies find the right insurance and business solutions. If you just got leased on, need proof before dispatch, or have questions about Occ Acc — I’m here to help. No pressure, just practical advice from someone who understands trucking.
Greg Hellmich — Greg’s Grit
Built on one belief: Professional Truck Drivers Come First.
Prefer Greg Reach Out to You?
Got leased on? Need proof before dispatch? Fill this out and Greg will contact you quickly. No pressure — just practical help.
FLEETS · CARRIERS · DISPATCHERS · SAFETY MANAGERS
Need Occ Acc Proof for One of Your Drivers?
Send them here. Your driver applies right from their phone in minutes, Greg handles the rest, and you get a driver with proof of coverage — fast. Questions about getting a driver covered? Call or text 815-341-4030.
SEND YOUR DRIVER TO THE APPLICATION →Ready to Get Covered?
The application takes minutes on your phone. Do it now, before dispatch calls again.
START MY APPLICATION →